Frequently Asked Questions
Welcome to the FAQs Georgia construction loans section for Atlanta Best Fix and Flip Loans — your trusted partner for Texas construction loans for investors. Below you'll find answers to the most common questions we receive about our ground-up construction financing programs across Texas.
A construction loan is short-term financing used to fund the cost of building a new property from the ground up. At Atlanta Best Fix and Flip Loans, we offer construction loans for investors in Georgia who are building single-family homes, multifamily units, or commercial properties.
We lend to real estate investors, developers, and builders throughout Georgia. You don’t need perfect credit or traditional income verification. Instead, we focus on your project, experience, and exit strategy. If you’re building in cities like Atlanta, Columbus, or Augusta, you may qualify.
To get started, we typically require:
– Construction budget and scope of work
– Project timeline and draw schedule
– Contractor license or credentials
– Exit strategy (sell or refinance)
– Property purchase contract or ownership proof
We close most Atlanta construction loans in 7–10 business days. Unlike traditional banks, we move fast to help you secure land, begin construction, and meet your timeline.
We finance a wide range of new construction projects, including:
– Single-family homes
– Duplexes and triplexes
– Townhomes and infill developments
– Small commercial buildings
– Mixed-use real estate in metro Atlanta and beyond
Our loans offer up to 85% Loan-to-Cost (LTC), meaning you may only need to bring 15% down for your total construction project costs. We also fund land acquisition if bundled with your build.
Yes. We regularly work with first-time real estate investors and developers in Georgia. As long as you have a clear plan, budget, and exit strategy, we can often approve and fund your project — even without extensive experience.
A hard money construction loan is a private loan with fewer requirements and faster approval times. We lend based on the asset and deal — not your credit score. Traditional lenders often take 30–60 days and require extensive documentation. We specialize in private construction loans in Georgia that get you to the build phase faster.
Yes. We serve all of Georgia, including:
– Fulton County
– DeKalb County
– Cobb County
– Gwinnett County
– Augusta-Richmond County
– Columbus
– Macon
– Savannah